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If you’re like most people, you’ll have to work with a mortgage lender if you’re buying a home for sale in Lakewood - but do you know the three most important questions to ask?

3 Things to Ask Your Lender When You Buy a Home in Lakewood

Some of the most important questions you can ask a lender when you’re mortgage shopping include:

  • What types of loans do you offer?

  • What loan would be best in my situation?

  • How long does it take you to close a loan?

What Types of Loans Do You Offer?

You might already have a pretty good idea about which type of loan you’re going for - so, for example, if you know you qualify for a VA loan and want to use your benefit, you’ll have to work with a lender that’s VA-friendly. However, you really want to work with a lender that offers all kinds of loan products so they’ll be able to find one that’s the right fit for your needs.

What Loan Would Be Best in My Situation?

Any good lender should be able to recommend a mortgage type or program that works best in your situation after you fill out an application. Your lender will need to look at your employment history, income, assets, credit and debt.

How Long Does it Take You to Close a Loan?

The national average to close a mortgage loan is about 50 days, but some lenders take longer - and others, particularly those that work in hot markets, can close them faster (such as in 30 days or less). You’ll want to work with a lender that’s compatible with your time frame!

Are You Selling a Home in Lakewood or Long Beach?

 

If you’re selling a home in Lakewood or Long Beach, we can help. Call us at 562-882-1581 to find out how we’ll market your house to all the right buyers so you can sell it quickly and at the right price.

 

You can also explore our real estate listings here:

 

Lakewood homes for sale

Long Beach homes for sale

Anaheim homes for sale

Artesia homes for sale

Bellflower homes for sale

Buena Park homes for sale

Carson homes for sale

Cerritos homes for sale

Cypress homes for sale

Gardena homes for sale

La Palma homes for sale

Lomita homes for sale

Norwalk homes for sale

Rossmoor homes for sale

San Pedro homes for sale

Signal Hill homes for sale

Westminster homes for sale